Bush administration promotes health savings accounts
نویسندگان
چکیده
منابع مشابه
Health Savings Accounts
2/9/06 2:08:34 PM Health savings accounts, or HSAs, are a new health insurance option that became available in 2004. HSAs couple a tax-preferred savings account (the HSA) with high-deductible health insurance. Enrollees or their employers, or both, make tax-free contributions to the HSA. Enrollees use the funds in their HSAs to purchase medical care until they reach their deductibles. At that p...
متن کاملHealth savings accounts and health care spending.
OBJECTIVE The impact of consumer-driven health plans (CDHPs) has primarily been studied in a small number of large, self-insured employers, but this work may not generalize to the wide array of firms that make up the overall economy. The goal of our research is to examine effects of health savings accounts (HSAs) on total, medical, and pharmacy spending for a large number of small and midsized ...
متن کاملHealth Savings Accounts: Implications for Health Spending
Enrollment in Health Savings Accounts (HSAs) and the high deductible health insurance plans that go with them is increasing rapidly. The accounts benefit from favorable tax status, and President Bush has proposed further expanding tax incentives that favor HSAs. The goal of these policies is to encourage more efficient use of health care resources by improving consumer incentives. This could re...
متن کاملThe Macroeconomics of Health Savings Accounts (HSAs) or Medical Savings Accounts (MSAs)
We use an OLG model with heterogenous agents who choose how much to spend on their health under health uncertainty in order to study the effect of transitioning from a system with private health insurance for young agents and Medicare for old agents to a system with health savings accounds (HSAs) for young agents and Medicare for the old. We focus on possible cost savings, the effects on output...
متن کاملHealth Savings Accounts and High-Deductible Health Insurance Plans
A small percentage of the population accounts for a • large share of total health care spending, so significantly decreasing health care spending will require substantially lowering the spending associated with high users of medical services. However, the high–deductible/HSA plan approach is not well designed for lowering the spending of the high-cost population in a manner that does not negati...
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ژورنال
عنوان ژورنال: BMJ
سال: 2006
ISSN: 0959-8138,1468-5833
DOI: 10.1136/bmj.332.7548.992-a